O Fies foi criado em 1999, durante o governo do, na época atual  presidente, Fernando Henrique Cardoso. Ele é um programa gerido pelo Ministério da Educação, que visa facilitar o acesso de estudantes de baixa renda ao ensino superior. 

O programa tem como objetivo auxiliar estudantes que querem crescer profissionalmente e conseguir colocar a mão no tão sonhado diploma, mas que infelizmente não tem tanto dinheiro para isso. O Fies, no fim, nada mais é do que um modelo de financiamento estudantil.

Nesse artigo aqui, vamos te contar mais detalhes sobre como surgiu o Fies. Acompanhe nosso conteúdo!

Quem criou o Fies?

O Fies (Fundo de Financiamento Estudantil) é um dos programas do governo federal voltados para tornar o ingresso ao ensino superior algo mais acessível para pessoas de baixa renda e foi criado pelo governo de Fernando Henrique Cardoso.

Antes, já existia um programa voltado para crédito estudantil, organizado e gerido também pelo governo federal conhecido como Programa de Crédito Educativo (CREDUC). O programa, que seria conhecido dessa maneira até 1999, passou por reformulações nos anos seguintes.

Existem confusões acerca de qual foi o governo responsável pelo Fies. A criação dele, com o nome que conhecemos atualmente, aconteceu mesmo apenas no governo do Fernando Henrique Cardoso, em 1999. Mas, foi no governo de Luiz Inácio Lula da Silva, que se iniciaria apenas em 2003, o programa foi ampliado.

Quando surgiu o Fies?

O Fies surgiu em 1999, durante o governo do ex-presidente Fernando Henrique Cardoso.

Modalidade Fies

O Fies segue o objetivo principal do programa, que é democratizar o acesso de estudantes de baixa renda ao ensino superior. Desse jeito, estudantes e quaisquer outras pessoas que tenham realizado a prova do Enem (Exame Nacional do Ensino Médio) em anos recentes podem se inscrever e concorrer a uma vaga dentro do programa de financiamento.

O Fies contempla alunos que possuem como renda máximo de três salários mínimos em seu núcleo familiar. Assim, ele consegue destinar boa parte de suas vagas para estudantes mais vulneráveis, economicamente falando. 

Dentro da Modalidade Fies, os juros do financiamento são iguais a zero para quem se encaixar dentro desse requisito, que é o número de salários mínimos que a família possua como renda. Por ter essas condições de financiamento mais interessantes, o Fies possui mais de uma chamada, visto que o número de inscritos costuma ser maior do que a alternativa.

Modalidade P-Fies

A modalidade P-Fies é diferente do Fies convencional, pois engloba também alunos que possuam renda de até cinco salários mínimos. Além disso, está diretamente ligada aos juros do financiamento que são cobrados dos estudantes.

O Fies tradicional, por beneficiar alunos com rendas menores, acaba não cobrando juros sobre o valor do financiamento. Já com o P-Fies, a situação é diferente. Quando o aluno é contemplado com o financiamento, os juros que serão pagos por ele são variáveis. 

O valor real é definido em uma parceria da instituição de ensino com o banco fornecedor dos valores emprestados.

Como funciona o Fies?

O Fies, junto com o Sisu (Sistema de Seleção Unificada) e o Prouni (Programa Universidade para Todos), é um dos programas do governo federal feitos para ajudar o aluno a conseguir uma vaga na universidade. 

Diferente do Sisu, que concede vagas em universidades públicas, e do Prouni, que concede bolsa de estudos para graduação, o Fies é um tipo de empréstimo. Nele, de acordo com a renda familiar do estudante, o governo poderá arcar parcialmente ou integralmente com os valores das mensalidades da faculdade durante o período de estudos. 

O primeiro passo para conseguir se beneficiar do Fies é ter feito o Enem em algum ano recente. Apenas com a nota do Enem, que o aluno consegue acessar o portal do MEC (Ministério da Educação) e se inscrever no programa. 

Qual a importância do Fies?

Chegar a um nível superior é um marco profissional muito importante. Através dele, uma pessoa consegue mais reconhecimento profissional, recebendo melhores oportunidades de trabalho e maiores salários.

Contudo, para chegar nesse degrau, é preciso muito esforço, dedicação e tempo de estudo, além de recursos financeiros – algo que nem todos os alunos conseguem bancar. Por isso, o Fies vem como uma alternativa para somar e gerar mais oportunidades de ingresso na faculdade.

Acesso a universidades públicas e privadas 

Quando o assunto é entrar na faculdade, escolher o curso não é a única decisão importante que o aluno precisa tomar. Também é necessário pensar em qual será a universidade escolhida. 

Para isso, existem duas opções para considerar: as universidades públicas e as universidades privadas. O Fies engloba apenas a segunda opção. Como ele é um programa de financiamento estudantil, que empresta o valor da mensalidade para que o aluno possa estudar, ele apenas é usado em universidades privadas. 

Alternativas do Fies

Caso você não tenha conseguido o financiamento pelo Fies, mas ainda procura maneiras de estudar pagando menos, existe uma outra possibilidade: o Pravaler – maior financiamento estudantil privado para quem procura excelentes formas de pagar seus estudos.

Através do Pravaler, o aluno consegue condições exclusivas, que facilitam o pagamento do valor financiado. Algumas dessas condições são: parcelamento do valor no dobro do tempo, contratação do serviço de maneira totalmente digital e não precisa ter feito o Enem.

Quer saber mais sobre o Pravaler? Então acesse o site e faça uma simulação!

CTA simule seu financiamento estudantil e descubra quanto irá pagar na mensalidade

246 comentários em “Saiba quem criou o Fies e como funciona o programa

  1. UFABET สมัครง่าย เว็บตรงยูฟ่าออนไลน์ เว็บคาสิโนออนไลน์ บาคาร่าสด แทงบอล สล็อตพีจี ครบวงจรที่เดียว ฝาก-ถอนออโต้ 30วินาที UFA – ยูฟ่า อันดับ1 ufabetstar365

  2. UFA7-11 UFABET เว็บไซต์พนันออนไลน์ คาสิโนออนไลน์ ที่สมบูรณ์แบบที่สุด มีความ มั่นคง และ บริการเยี่ยม ที่สุด ยูฟ่าเบท ยังคงครอบเป็นอันดับ 1

  3. ufavip666 เว็บบาคาร่าออนไลน์รวมทุกค่ายพนันชื่อดัง เล่นเซ็กซี่บาคาร่า ufavip666 ฟรีเครดิต ได้เงินจริง เว็บรวมคาสิโนออนไลน์ทุกค่าย มีสูตรบาคาร่าให้ทดลองใช้ฟรี

  4. B and placebos group 2 finasteride costco com 20 E2 AD 90 20A 20Que 20Edad 20Empiezan 20A 20Tomar 20Viagra 20 20Viagra 20Connect 20Near 20Me a que edad empiezan a tomar viagra Poulter, meanwhile, will grab his usual wheelbarrow of optimism and rightly, too

  5. Magnificent beat ! I wish to apprentice at the same time as you amend your site, how can i subscribe for a blog site? The account aided me a applicable deal. I were tiny bit familiar of this your broadcast provided brilliant transparent concept

  6. Wonderful goods from you, man. I’ve remember your stuff prior to and you’re simply too great. I really like what you’ve acquired here, really like what you’re stating and the best way during which you assert it. You are making it entertaining and you still take care of to stay it sensible. I can not wait to read far more from you. This is actually a great site.

  7. Hey there just wanted to give you a quick heads up. The text in your content seem to be running off the screen in Internet explorer. I’m not sure if this is a format issue or something to do with web browser compatibility but I thought I’d post to let you know. The style and design look great though! Hope you get the problem resolved soon. Kudos

  8. Hello just wanted to give you a quick heads up. The text in your post seem to be running off the screen in Safari. I’m not sure if this is a format issue or something to do with internet browser compatibility but I thought I’d post to let you know. The design and style look great though! Hope you get the problem solved soon. Many thanks

  9. I am extremely inspired together with your writing talents and alsowell as with the format in your blog. Is this a paid subject or did you customize it yourself? Either way stay up the nice quality writing, it’s rare to see a nice blog like this one these days..

  10. An impressive share! I have just forwarded this onto a coworker who was doing a little research on this. And he in fact bought me breakfast because I found it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending the time to discuss this matter here on your web page.

  11. Heya! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing months of hard work due to no data backup. Do you have any solutions to protect against hackers?

  12. Good day I am so thrilled I found your web site, I really found you by error, while I was researching on Aol for something else, Regardless I am here now and would just like to say cheers for a remarkable post and a all round interesting blog (I also love the theme/design), I don’t have time to look over it all at the minute but I have book-marked it and also added in your RSS feeds, so when I have time I will be back to read much more, Please do keep up the excellent job.

  13. Hey There. I found your blog using msn. This is a very well written article. I will be sure to bookmark it and come back to read more of your useful information. Thanks for the post. I will definitely comeback.

  14. Good day! Do you know if they make any plugins to help with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results. If you know of any please share. Thanks!

  15. I’m not sure where you are getting your info, however good topic. I needs to spend a while studying more or working out more. Thank you for wonderful information I used to be in search of this information for my mission.

  16. I simply could not leave your web site prior to suggesting that I extremely enjoyed the standard information a person supply on your visitors? Is going to be back ceaselessly in order to inspect new posts

  17. Thank you, I have recently been searching for information approximately this topic for ages and yours is the best I have came upon so far. However, what concerning the conclusion? Are you sure about the source?

  18. I was wondering if you ever considered changing the page layout of your site? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having one or two images. Maybe you could space it out better?

  19. Hey There. I found your blog using msn. This is an extremely well written article. I will be sure to bookmark it and come back to read more of your useful information. Thanks for the post. I will definitely comeback.

  20. hi!,I really like your writing so much! proportion we communicate more approximately your post on AOL? I need an expert in this space to unravel my problem. May be that is you! Taking a look forward to see you.

  21. Nice post. I used to be checking continuously this blog and I am inspired! Very useful information particularly the ultimate part 🙂 I deal with such info a lot. I used to be seeking this particular info for a long timelong time. Thank you and good luck.

  22. I’m impressed, I must say. Rarely do I encounter a blog that’s both educative and interesting, and let me tell you, you have hit the nail on the head. The issue is something that not enough people are speaking intelligently about. I am very happy that I found this in my search for something relating to this.

  23. My spouse and I absolutely love your blog and find many of your post’s to be precisely what I’m looking for. Does one offer guest writers to write content for yourself? I wouldn’t mind publishing a post or elaborating on some of the subjects you write related to here. Again, awesome web site!

  24. This design is wicked! You most certainly know how to keep a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Fantastic job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!

  25. Hello! Someone in my Myspace group shared this site with us so I came to take a look. I’m definitely enjoying the information. I’m book-marking and will be tweeting this to my followers! Outstanding blog and terrific style and design.

  26. Хотите получить идеально ровный пол в своей квартире или офисе? Обратитесь к профессионалам на сайте styazhka-pola24.ru! Мы предоставляем услуги по устройству стяжки пола в Москве и области, а также гарантируем доступные цены и высокое качество работ.

  27. Хотите лучшего для своего дома? Механизированная штукатурка стен с mehanizirovannaya-shtukaturka-moscow.ru – это то, что вам нужно.

  28. Do you mind if I quote a couple of your posts as long as I provide credit and sources back to your webpage? My website is in the very same area of interest as yours and my visitors would definitely benefit from a lot of the information you present here. Please let me know if this okay with you. Many thanks!

  29. I loved as much as you will receive carried out right here. The sketch is tasteful, your authored subject matter stylish. nonetheless, you command get bought an impatience over that you wish be delivering the following. unwell unquestionably come further formerly again since exactly the same nearly a lot often inside case you shield this increase.

  30. It is appropriate time to make a few plans for the future and it is time to be happy. I have read this submit and if I may I wish to recommend you few interesting things or advice. Perhaps you could write next articles relating to this article. I wish to read more things approximately it!

  31. My programmer is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using Movable-type on a variety of websites for about a year and am worried about switching to another platform. I have heard very good things about blogengine.net. Is there a way I can transfer all my wordpress content into it? Any kind of help would be really appreciated!

  32. I like the valuable information you provide in your articles. I will bookmark your weblog and check again here frequently. I am quite certain I will learn lots of new stuff right here! Good luck for the next!

  33. Boostaro increases blood flow to the reproductive organs, leading to stronger and more vibrant erections. It provides a powerful boost that can make you feel like you’ve unlocked the secret to firm erections

  34. Nervogen Pro, A Cutting-Edge Supplement Dedicated To Enhancing Nerve Health And Providing Natural Relief From Discomfort. Our Mission Is To Empower You To Lead A Life Free From The Limitations Of Nerve-Related Challenges. With A Focus On Premium Ingredients And Scientific Expertise.

  35. HoneyBurn is a 100% natural honey mixture formula that can support both your digestive health and fat-burning mechanism. Since it is formulated using 11 natural plant ingredients, it is clinically proven to be safe and free of toxins, chemicals, or additives.

  36. Claritox Pro™ is a natural dietary supplement that is formulated to support brain health and promote a healthy balance system to prevent dizziness, risk injuries, and disability. This formulation is made using naturally sourced and effective ingredients that are mixed in the right way and in the right amounts to deliver effective results.

  37. TropiSlim is a unique dietary supplement designed to address specific health concerns, primarily focusing on weight management and related issues in women, particularly those over the age of 40.

  38. Introducing FlowForce Max, a solution designed with a single purpose: to provide men with an affordable and safe way to address BPH and other prostate concerns. Unlike many costly supplements or those with risky stimulants, we’ve crafted FlowForce Max with your well-being in mind. Don’t compromise your health or budget – choose FlowForce Max for effective prostate support today!

  39. Наслаждайся невероятными моментами и выигрышами в игре Лаки Джет на официальном сайте 1win. Играй в Lucky Jet на деньги и забудь о скуке – непредсказуемые полеты и крупные выигрыши ждут тебя!

  40. obviously like your web-site however you need to check the spelling on quite a few of your posts. Several of them are rife with spelling problems and I find it very bothersome to tell the truth on the other hand I will certainly come back again.

  41. We are a group of volunteers and starting a new scheme in our community. Your site provided us with valuable information to work on. You have done an impressive job and our whole community will be grateful to you.

  42. Hey there! Someone in my Myspace group shared this site with us so I came to give it a look. I’m definitely enjoying the information. I’m book-marking and will be tweeting this to my followers! Terrific blog and excellent design and style.

  43. PBN sites
    We create a structure of privately-owned blog network sites!

    Advantages of our private blog network:

    We execute everything SO THAT GOOGLE DOES NOT comprehend THAT this A PBN network!!!

    1- We obtain web domains from distinct registrars

    2- The primary site is hosted on a virtual private server (Virtual Private Server is rapid hosting)

    3- The rest of the sites are on distinct hostings

    4- We designate a distinct Google profile to each site with confirmation in Search Console.

    5- We make websites on WP, we don’t employ plugins with aided by which malware penetrate and through which pages on your websites are established.

    6- We never repeat templates and utilise only unique text and pictures

    We don’t work with website design; the client, if desired, can then edit the websites to suit his wishes

Deixe um comentário

O seu endereço de e-mail não será publicado. Campos obrigatórios são marcados com *