Ao final do ensino médio, o sonho de muitos estudantes é entrar na universidade. Essa oportunidade garante a continuidade dos estudos e pode ser a chave de entrada para uma carreira profissional brilhante. Contudo, como conseguir a tão sonhada vaga? 

O governo federal possui três programas que funcionam como ferramentas para ajudar o aluno recém-formado na escola a entrar na faculdade. O Sisu, o Prouni e o Fies são esses programas, que possuem peculiaridades e diferenças entre si, porém todos com o mesmo objetivo: garantir o acesso ao ensino superior!  

Quer saber mais detalhes de cada um? Como funcionam? Quais as diferenças? Qual o melhor? Acompanha esse artigo, que vamos te contar tudo! 

O que é Sisu?

O Sisu (Sistema de Seleção Unificada) é o primeiro programa a abrir inscrições após a liberação dos resultados da prova do Enem (Exame Nacional do Ensino Médio). 

Com o Sisu, o estudante consegue uma vaga em instituições de ensino superior públicas. Muitas delas possuíam apenas o vestibular como forma de seleção, mas ao passar dos anos, todas incluíram o Enem como avaliação de seleção e o Sisu como programa de seleção. 

Como funciona o Sisu?

Apenas depois do resultado do Enem é que começa o período de inscrição do Sisu, pois o programa utiliza a nota do Enem para que o estudante possa se inscrever e participar. O processo costuma durar quatro ou cinco dias, e nesse período, os candidatos podem se candidatar para duas vagas diferentes em qualquer instituição de ensino do país. 

Caso a pessoa que se candidatou não consiga ser convocada na chamada regular, é possível entrar na lista de espera e torcer para conseguir uma vaga! Para te ajudar, temos o simulador do Sisu, que ajuda a simular suas chances de ingressar na faculdade pública.

Quem pode participar do Sisu?

Qualquer pessoa que tenha realizado o Enem mais recente, anterior ao período de inscrição do Sisu, pode participar da seleção. Ou seja, para participar do Sisu em 2023, é necessário que você tenha feito o Enem em 2022. 

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O que é Fies?

O Fies (Fundo de Financiamento Estudantil) é mais um programa do governo para incentivo da educação superior. Nele, o estudante consegue um crédito estudantil para poder arcar com os custos das mensalidades da faculdade, e só paga de volta ao governo quando terminar os estudos. 

Como funciona o Fies?

O Fies funciona da seguinte maneira: o estudante precisa ter feito a prova do Enem. Com a nota do exame, ele consegue se candidatar ao programa e negociar o valor de financiamento que será concedido. 

O Fies consegue financiar até 100% da graduação, desde que o aluno tenha ido muito bem na prova do Enem. Assim, ele pode cursar as disciplinas e estar dentro da faculdade durante o tempo necessário sem se preocupar com os pagamentos, apenas com as boas notas.

Só após finalizar o período de estudos, o aluno irá começar a fazer o pagamento de volta para o governo. Funciona exatamente como um empréstimo. O governo ainda concede um tempo após a formatura para que o estudante consiga sua primeira oportunidade de emprego, se organize financeiramente e inicie os pagamentos. 

Quem pode participar do Fies?

Para participar do Fies, é necessário que o estudante tenha uma renda que se enquadre dentro do programa. Para isso, ele não pode ter um rendimento familiar per capita maior do que três salários mínimos. 

Além disso, é possível participar do programa apenas uma vez. Ou seja, caso você já tenha se formado utilizando o Fies, não será possível se inscrever no programa novamente. Caso ele queira mudar de curso ou fazer um refinanciamento, ele não pode estar inadimplente com o empréstimo atual.

Caso você não possua o perfil para participar do Fies, saiba que pode contar com o financiamento estudantil do Pravaler! Não precisa de Enem, não tem limite de vagas e a contratação é 100% online!

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O que é Prouni?

O Prouni (Programa Universidade para Todos), é parecido com o Sisu em alguns pontos, porém tem uma diferença importante: o Prouni oferece vagas apenas para instituições privadas de ensino superior. 

Como funciona o Prouni?

O Prouni abre suas inscrições sempre depois do término da chamada regular do Sisu. Nele, o estudante pode se candidatar também para duas opções de vagas e, dependendo do quão alta tiver sido sua nota no Enem, ele pode conseguir 50% ou 100% de bolsa. 

Quem pode participar do Prouni?

Para participar do Prouni, os requisitos não são muito diferentes do Sisu. A única diferença é que se você já possuir um diploma de ensino superior, então você não poderá ganhar uma bolsa de estudos. 

No Sisu isso não acontece, já que nas faculdades públicas o estudante pode cursar quantas vezes quiser. 

E aí, ainda ficou com dúvidas? Assista o vídeo abaixo e entenda melhor sobre as diferenças entre Sisu, Prouni e Fies!

Quem fez Prouni pode fazer Sisu?

Sim, quem fez Prouni pode fazer Sisu. Participar de um processo não atrapalha a participação em outro. O Sisu é bem flexível nesse sentido, pois permite que o candidato participe de quaisquer outros processos seletivos que queira. 

Os requisitos para participar, tanto do Prouni quanto do Sisu, é ter tirado no mínimo 400 pontos em cada prova do Enem e não ter zerado a redação. 

Como no cronograma de inscrições, o Sisu vem antes do Prouni, o aluno se inscreve no Sisu e depois se inscreve no Prouni. Ele pode ficar à vontade para desistir de uma vaga para ingressar em outra, sem problema nenhum.

Não é possível estudar em uma universidade pública e ao mesmo tempo ser bolsista em uma universidade particular. Caso o estudante opte por utilizar a aprovação no Sisu, será necessário que ele desista da bolsa do Prouni.

Quem tem Fies pode tentar Prouni?

Bom, depende. Imagine a seguinte situação: o estudante cursa Medicina Veterinária com uma bolsa de 50% do Prouni e descobriu a oportunidade de financiar esse valor que ainda é pago de mensalidade através do Fies. Ele pode financiar o restante da mensalidade? Sim, ele pode. Isso porque se trata do mesmo curso de graduação e na mesma instituição de ensino. 

Agora, supondo que ele queira trocar de curso: sair do Fies de Medicina Veterinária na faculdade X para cursar Medicina Veterinária na faculdade Y através do Prouni. Isso já não é possível.

O fato de conseguir uma bolsa no Prouni não afeta em nada o pagamento do Fies. A bolsa de estudos influencia apenas no curso atual e não no curso que ele estiver largando vinculado ao Fies. 

Sisu, Prouni ou Fies: qual escolher?

Decidir entre Sisu, Prouni ou Fies não é uma escolha difícil. Você precisa apenas pensar com calma quais são os seus objetivos profissionais e qual a quantidade de recursos financeiros que você dispõe para poder cursar uma faculdade.

A ordem de abertura para participação dos processos seletivos é exatamente essa: Sisu, Prouni e Fies. Então, a primeira opção que vai ficar disponível para você escolher é o Sisu. Vamos apresentar alguns pontos que você deve levar em consideração na hora de tomar essa decisão importante.

diferenças entre sisu, prouni e fies

Sobre o Sisu:

  • É o programa para conseguir uma vaga em instituições de ensino públicas. Ou seja, os estudantes não pagam para cursar lá. Em alguns casos, é possível até conseguir um auxílio financeiro para concluir os estudos.
  • Por ser muito vantajoso financeiramente, o Sisu também acaba sendo mais concorrido, já que permite a pessoas com vulnerabilidade social maior entrarem em uma universidade federal.
  • Essa concorrência acaba aumentando muito a nota do Sisu, fazendo que ele seja, talvez, o mais concorrido dos três processos, com notas de corte podendo chegar a 900 pontos em alguns casos.
  • Apesar da alta concorrência, ele é o único que permite a entrada em universidades federais. Sendo algumas dessas instituições as mais renomadas do país. Ter algumas delas no currículo pode fazer toda a diferença na hora de entrar no mercado de trabalho.

Sobre o Fies: 

  • Financeiramente falando, o Fies é o mais caro dos três. Nele, o estudante arca de uma maneira ou de outras com todos os custos da faculdade. Mesmo que durante o curso ele pague uma mensalidade menor ou nenhuma mensalidade, essa cobrança será acrescida de juros no momento do pagamento.
  • Assim como no Prouni, reprovar ou tirar notas baixas pode afetar a concessão do seu financiamento. O valor de disciplinas de reprovação é somado ao valor final devido. Caso o aluno saia da faculdade por um número de reprovações ou por vontade própria, o valor referente ao período estudado ainda deve ser pago, dentro da taxa de juros acordada ao início da graduação.
  • De um jeito ou de outro, o Fies é uma terceira via para aqueles que não conseguiram a tão sonhada vaga no Sisu ou no Prouni. Ele também é uma oportunidade e, com organização financeira e empenho durante os estudos, por ser uma ótima escolha para quem deseja ingressar no ensino superior. 

Sobre o Prouni:

  • O Prouni possui notas de corte mais baixas que o Sisu. Então, se você percebeu que talvez não vá conseguir uma vaga pela tentativa número 1, você pode se inscrever no Prouni também.
  • Existem muito mais instituições privadas do que públicas no Brasil. Logo, a opção de cursos e faculdades para se inscrever é muito maior. Isso deixa o candidato mais livre para tomar uma decisão mais assertiva na hora de escolher a futura carreira.
  • Como no Prouni é possível conseguir bolsa integral (100%) ou parcial (50%), é necessário que o estudante esteja ciente e pronto para arcar com o custo dos estudos na hora de entrar na universidade. Não se esquecendo que notas baixas e reprovações podem fazer com que ele perca a bolsa de estudos.

Falando em bolsa de estudos para graduação, você sabia que pode contar com o Amigo Edu para ingressar na faculdade pagando menos por isso? Aqui, você encontra bolsas para cursos a distância, presencial e semipresencial com até 80% de desconto! Clique no banner abaixo e saiba mais.

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