Você já ouviu falar ou conhece sobre o programa Bolsa Empreendedor? Caso a resposta seja negativa, não se preocupe, pois não é um programa universalmente e amplamente conhecido.

No entanto, hoje em dia muitas instituições, organizações e governos em todas as partes do mundo oferecem programas de bolsas e apoio financeiro para empreendedores com o objetivo de fomentar o desenvolvimento de novos negócios. O funcionamento desses programas pode variar, bem como os critérios de seleção. 

No conteúdo de hoje você vai ver como funciona o programa Bolsa Empreendedor, qual a sua importância e como participar. Vamos nessa? Boa leitura! 

O que é Bolsa Empreendedor?

O empreendedorismo é visto hoje no Brasil de forma bastante positiva comparado com as outras épocas. Tem ganhado cada vez mais relevância na sociedade e na economia do país, uma vez que amplia as oportunidades de trabalho e a geração de empregos formais.

Existem inúmeras percepções e características do empreendedorismo no Brasil atualmente, que inclui o crescimento do ecossistema empreendedor, o impulsionamento da inovação e tecnologia, o apoio governamental, que por sua vez é muito importante para simplificar a abertura de empresas, e muitos outros.

Fato é que hoje em dia o ambiente empreendedor desempenha um papel crucial na inovação, na geração de empregos e no crescimento econômico do país, mas ainda enfrenta alguns desafios, como questões de acesso a financiamento, desigualdade econômica e entre outros, que podem impactar diretamente no cenário do empreendedorismo no país.

A Bolsa Empreendedor surge como uma ferramenta e um meio viável para aqueles que querem dar início a um novo negócio, pois trata-se de um apoio financeiro que pode ser concedido por meio de instituições, organizações e governos a fim de ajudar empreendedores ou empresários que estão em estágios iniciais a desenvolverem suas ideias de negócios.

Quem pode participar do Bolsa Empreendedor?

Os critérios de seleção para participar do Bolsa Empreendedor podem variar de acordo com quem a oferece, bem como a quantidade de auxílios fornecidos. A exemplo do Governo do Estado de São Paulo que concedeu 1809 bolsas de R$ 1000 para o projeto no início de 2023.

Os requisitos, como já mencionamos, podem ser diferentes de um programa para o outro, mas em termos gerais, os critérios são:

  • Curso de qualificação oferecidos em parceria com o SEBRAE
  • Ser MEI (Microempreendedor Individual)

Pessoas maiores de 18 anos, alfabetizados e que estão atualmente desempregados ou são MEI podem se inscrever no programa. Mulheres, jovens, pretos, pardos, indígenas e pessoas com deficiência têm prioridade para participar do programa e se formalizar no mercado por meio da iniciativa.

Como se inscrever no programa Bolsa Empreendedor?

Os interessados em participar do programa devem, sobretudo, cumprir os requisitos mencionados acima. A inscrição no Bolsa Empreendedor é feita inteiramente de forma online.

Bolsa do Povo Empreendedor

O Bolsa do Povo é um programa criado pelo Governo de São Paulo, responsável por fortalecer o empreendedorismo por meio de assistência financeira. Ele funciona como uma junção de outro programas e ações sociais que já existem para ampliar a base de informações.

Para se cadastrar, o empreendedor deve acessar o portal do programa ‘Bolsa do Povo’, escolher a opção “Bolsa Empreendedor”, clicar em “Se Inscrever”, e incluir as informações pessoais solicitadas para concluir o cadastro.

Ao ser contemplado pelo projeto, o empreendedor receberá um SMS ou e-mail informando que o benefício está disponível em cartão. No caso de cidades que possuem unidades do Poupatempo, o beneficiário deverá retirar o seu cartão presencialmente ou no CRAS (Centro de Referência da Assistência Social).

Com o cartão em mãos, o empreendedor deverá fazer o desbloqueio, que deve ser realizado de três maneiras: a primeira alternativa é pela internet no portal Bolsa do Povo, a segunda é ligando na Central de Atendimento (0800 7979 800), ou presencialmente em um dos totens de autoatendimento do Poupatempo.

O cartão será desbloqueado em até dois dias úteis após a solicitação, e a partir daí, o empreendedor poderá usá-lo na função débito em estabelecimentos comerciais ou fazer o saque nos terminais de bancos eletrônicos.

Bolsa Empreendedor Sebrae

Para participar do projeto, o interessado deve cumprir uma série de requisitos, e uma delas é o curso de empreendedor do Sebrae (Serviço Brasileiro de Apoio às Micro e Pequenas Empresas). Mas, o candidato só consegue realizá-lo caso seja contemplado a receber o benefício.

O objetivo da formação é oferecer uma capacitação qualitativa aos selecionados, a fim de incentivar a formalização do empreendedorismo. A carga horária do curso é de 10 horas e tem a duração de uma semana.

Todas as instruções bem como acesso, data e horário são enviadas pelo próprio Sebrae via e-mail ou SMS após a aprovação. Os alunos recebem, ainda, orientações gerais sobre como fazer a formalização como MEI.

Como é o pagamento do Bolsa Empreendedor?

O valor do Bolsa Empreendedor é de R$ 1.000, e é pago em duas parcelas de R$ 500 no dia 20 de cada mês, em até 60 dias após o término do curso.

Para receber a primeira parcela, o beneficiado deve concluir o curso tendo presença mínima de 75% nos cursos presencial e 80% no online, além de estar formalizado como MEI em até dois dias após o término. Caso já tenha, é importante que ele esteja ativo.

A previsão do pagamento da primeira parcela, como mencionamos, é de até 60 dias. Já para a segunda, o MEI deve continuar ativo no momento da liberação do pagamento, e a previsão é de 30 dias após a primeira parcela.

Agora que você já sabe como funciona o Bolsa Empreendedor, como participar e qual a sua importância para a sociedade, que tal planejar a abertura do seu novo negócio? Amplie os seus conhecimentos e busque uma graduação em sua área de interesse.

Conte com o Amigo Edu para garantir bolsas de até 80% de descontos para cursos de graduação e pós-graduação nas melhores instituições de ensino superior privada do país. Não perca mais tempo e invista já no seu futuro! Conte com a gente!

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